Welcome to the Home Buyers Academy, a course taught and brought to you by My Loan Choices.
The Home Buyer Academy aims to provide a new learning experience for new home buyers. Our host, Miguel Gonzalez will take you through the step-by-step process of buying a new home. Every lesson will focus break down the steps of buying a new home. From pre-approving your home loan to the settlement process, the course will give you insights into the world of first home ownership and provide examples of past clients for educational purposes.
You can also listen to our First Home Buyers Academy Podcast episodes.
To know more, please see the videos below or you can watch the whole playlist on our Youtube Channel.
Buying your first home is an exciting experience, but there is a lot to think about: How much deposit do you need? How much you can borrow? Can you afford your dream home? How much will the repayments be?
The First Home Buyers Academy is a set of videos, designed to help you understand the process and steps you need to take in order to make reality your dream of buying your First Home.
You will learn the steps involved in buying your First Home. There is a roadmap ahead and if you follow it like a treasure hunt, you will successfully get the keys to your new home.
Your Income, Living Expenses and existing debts are the main items the banks check when calculating how much you can borrow. But, your savings are equally important to get a Home Loan Pre-Approval.
Now that we know what a home loan pre-approval is from our previous video, we will now go deeper into the first thing that lenders look at in your home loan application: your income and your living expenses.
We will be taking a look at an example case study of John & Jane, a couple that we recently help to purchase their first home.
We will be taking a look at another important aspect that the lender will be assessing in your home loan application, which is your savings.
Now let us return to John & Jane’s Case Study to breakdown their funds position prior to the couple’s ownership of their first home.
This time we will be taking a look at a topic that is extremely appealing to all first home buyers out there, which is the Government Benefits.
